Every RBI circular, simplified. Every trend, visualized. Every compliance signal, decoded. Updated daily by AI — so you walk into every meeting as the most informed person in the room.
The current thread across these circulars: tighter borrower-protection and full cost transparency.
Landmark circulars reshape how every LAP and retail loan is priced and disclosed — a standardised Key Facts Statement with true all-in APR, penalties recast as non-compoundable flat charges, mandatory choice on floating-rate resets, free foreclosure on floating-rate individual loans, and a ₹5,000/day penalty for late document release. Net effect for banks: re-paper sanction letters, rebuild fee disclosure, add quarterly statements.
Loan Against Property, Home Loans, Personal Loans and NBFC Regulations are live. More roll out as the engine processes each product's history.
Repo-rate timeline is live. More dashboards ship as the engine evolves — one improvement every day.